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How to Create a Credit History

Starting out trying to get a better credit score is difficult if you don’t know how to start. How to create a credit history is one factor and question we get quite often. Credit history is made up of a credit report and a credit score. A credit report is an itemized list of any …

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Should I Take Out A Loan?

Know the Difference Between a Secured and Unsecured Loan A secured loan is actually a loan that has something valuable put up as collateral to ensure that the lender gets their money back. On the other hand, an unsecured loan does not have any collateral to prevent the lender from defaulting on the loan since …

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Setting Fraud Alerts On Your Credit Report

Fraud Alerts Can Help Secure Your Credit Report If you’ve ever been the victim of identity theft, then a fraud alert on your credit report is an excellent way to prevent future damage. Identity thieves will find it significantly more difficult and time-consuming to open new lines of credit in your name if they know …

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Credit Dispute Letter Template – CreditHelps.Org – 7 Credit Guides

Send this credit dispute letter to any credit bureaus that you would like to have remove inaccurate information from your credit report. Credit report disputes are a good way to ensure that your credit is free from errors and discrepancies. If you disagree with any of the information on your reports, or if there’s anything …

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